Aitkin County
Anoka County
Benton County
Carlton County
Chisago County
Isanti County
Kanabec County
Mille Lacs County
Pine County
Sherburne County
St. Louis County
Washington County
Wright County

When cities within the above authorized territories have a population of 25,000 or more people, special permission is needed from the department of insurance commissioner in order to write in them. North Branch Mutual is authorized for the cities of Andover, Coon Rapids and Fridley within Anoka County and Duluth in the County of St. Louis.